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Never do these 5 Things with your money

The importance of money in our everyday lives cannot be over emphasized, because it’s the means by which (almost) everything gets done. However, to live a financially secure life, here are 5 things you should NEVER do with your money:

Never Live Above Your Means

One of the tenets of wealth creation is to live below your means. Focus on setting aside a certain percentage of your earnings, so that you can easily afford the things you need now and live comfortably in retirement.

Never Shop When You’re Emotional

You may be tempted to spend more than you should if you shop when you’re feeling down. Avoid buying items you can’t afford or don’t quite feel comfortable about in a bid to make yourself feel better. So, learn to make decisions based on your needs and your budget.

Never Lose Track of Your Money

Be aware of how much money you’re earning, how much you’re saving, how much you’re setting aside and what your financial goals are. Keeping a budget that includes your income and expenses is a great way to stay on top of your finances.

Never Lend to people you don’t trust

This may sound a bit selfish, but you need to be wise with your money. It is not easy to say no to friends and family especially when you have some extra money lying in your bank account, but it’s something you have to do. Be wary about lending because you’re not some charity.

Never Be Unintentional With Your Money

It’s important to pay close attention to your money and your budget. Each expense, and funds set aside should be labeled accordingly. You may have a separate account for your emergency fund , another for the holidays, and a separate one for long-term goals .

One way to be intentional with your money is to let your funds work for you via our various plans which come with unbeatable returns and are sure to keep you on track, ensuring that you achieve your long or short term goals.

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