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REAP

What Are Your Financial Resolutions?

Resolutions are often thought of as cliche. Many people find being constantly asked about their resolutions annoying. However, making resolutions is a tradition that you should not joke with because if the past years have taught us anything, it is the need to always be prepared as tomorrow is never guaranteed. Wondering how best to …

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budget

3 Things You Need To Add To Your Business Budget Strategy

As a business owner, having a business budget is really important, as it covers operating expenses and payroll. This helps you prepare for unexpected events that can cause business disruptions. The year is still fresh. Now may be the appropriate time to reevaluate your business expenditures, budget and cash flow, so as to have necessary …

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black friday

Money Matters: Why do we spend so much on Black Friday?

Black Friday is officially a mood.  With all the Black Friday ads, newsletters, text messages and tempting discounted prices displayed for everyone to see, even a prudent spender can be convinced to splurge on needed – and sometimes unnecessary – items. The unanswered question however is the same every year: “Why do we spend so …

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Happy Valentine: The Best Gift for Your Loved Ones This Valentine

Showing your loved ones how much you love and care for them shouldn’t be done just on Valentine’s day. This should be shown every chance you get. And one of the best ways to do this is planning ahead for their future, giving them a gift that would last a lifetime. This Valentine Day your …

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Investing Wisely By Diversifying Your Portfolio (I)

Alhaji Kareem retired from the Federal Ministry of Works and was paid N28m in gratuity and ‘others’. Ecstatic and determined not to squander the funds, he decides to invest his funds in shares and calls his stockbroker to buy him shares in banks, FMCGs and oil and gas companies. Then all he has to do is wait for …

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