As a salary earner, how do you feel when you get your salary each month? At what point do the responsibilities and bills creep in? How long will it take to achieve the kind of financial security and freedom you truly desire?
In theory, salaries should last the entire month. In reality however, it becomes clear that it always seems to be never enough to achieve all you would like to accomplish for the month.
If you want to have more money, you need to learn how to improve how you handle the money you already earn. This would help set you up for financial success. Improving your money management skills would help you find the right solution to all of your financial problems and would make a difference in your financial situation.
Here Are Steps You Need To Take To Successfully Handle Your Finances:
1. Pay attention to your finances:
Ask yourself the following questions about your income and expenses to help you improve on your personal finance journey.
- How much is my total income?
- What have I been spending most of my income recently?
- Can I track all of my expenses?
- Have I been living up to my budget?
- Have I been saving?
- What do I need to improve on?
- Do I need to Invest? If yes, how much?
2. Frame your financial goals:
Write down your financial goals. List all you hope to achieve and the number of years to achieve them and the amount needed. Don’t just make a mental note of the house you hope to buy in 10 years, write it down.
3: Find new hobbies:
Everyone wants to do better with money. Finding new hobbies can sometimes help improve how you handle your money. Find new things that give you joy and does not cost much (like taking a stroll, baking or even learning how to play an instrument), this would help you reduce your expenses.
4: Avoid extravagant spending:
Save all of your extras and put to work with the Rosabon Earning Plan. Rosabon Earning Plan allows you to automate your savings and you also get to earn up to 15% on all your savings.
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Why not start today? Start simple. Start with Rosabon Earning Plan.For more information or to make enquiries about REAP and the various Rosabon offerings available, contact us on 0815 088 0038, 0815 088 0039, or 0815 084 6659
You can also email us at [email protected]